1. Personal Injury Thursdays

    I don’t have health insurance, and I’ve used up Med Pay. Now what? If you have used your Med Pay benefits and do not have any other health insurance, you may be concerned that you cannot afford treatment for your injury. First, ask your health care provider if they have free care or reduced pric…Read More

  2. Workers’ Compensation Wednesdays

    My employer knows about my injury. Now what? After your employer becomes aware of your work-related injury, your employer is required to report the injury to the workers’ compensation insurance company and the Workers’ Compensation Board within fourteen (14) days of been informed of your injury.…Read More

  3. Social Security Fridays

    Do I need an attorney to help with my Social Security disability application? You can seek legal help at any point in time during the application process, and having an attorney assist you has several potential benefits. Attorneys who specialize in handling Social Security matters are able to offer …Read More

  4. Personal Injury Thursdays

    Who pays your medical bills after a motor vehicle accident? Last week we discussed Medical Payments (also known as “Med Pay”) coverage under your own motor vehicle insurance. It is important for you to use the available Med Pay first, even if you have other health insurance benefits (either priv…Read More

  5. Workers’ Compensation Wednesdays

    Who should you inform of your injury? Notification to your employer that you have been injured means that you must inform a supervisor or other management personnel of your injury, including how you were hurt and what injuries you received. As discussed in an earlier post, to prevent denial of your …Read More

  6. Bankruptcy Tuesdays

    For the previous three weeks, we have been talking about tax refunds, how you could be required to pay those refunds to the bankruptcy trustee, and possible ways to avoid having to pay. One of the options was to delay filing your bankruptcy case until you receive your refund. However, if you do elec…Read More

  7. Social Security Fridays

    When should I apply for Social Security Disability benefits? If you do not think you are able to work on a full-time basis in any type of job, then you should consider completing an application for Social Security Disability benefits. You may complete an application at any time, but in order for you…Read More

  8. Personal Injury Thursdays

    Last week, we discussed seeking medical attention for injuries from a motor vehicle accident promptly. A source to help pay for medical care is motor vehicle insurance Medical Payments coverage. In Maine, all drivers must have motor vehicle insurance, which includes Medical Payments coverage with a …Read More

  9. Workers’ Compensation Wednesdays

    After you inform your employer that you have been injured, there are several things your employer is required to do. Your employer must complete a document known as the First Report of Injury and provide you with a copy of that document. Your employer must also report the injury to the workers’ co…Read More

  10. Bankruptcy Tuesdays

    This month we’ve been discussing tax refunds and how that may impact your bankruptcy case. Generally, refunds due to you are assets of the bankruptcy estate, and may be claimed by the bankruptcy trustee. Last week we discussed an exception to that rule, where the tax refund is due to the earned in…Read More