What is a Health Insurance Lien in a Personal Injury Case?

Part of our Personal Injury Thursdays series

    Medical bills can be difficult, especially when they are from a motor vehicle accident injury. Payments made for your injuries may result in a lien asserted by your own Health Insurance Plan. This is for an accident in which you were found not at fault. What is a lien, you might ask? If your Health Insurance Plan paid the bill and expects to be reimbursed upon settlement, that is called a lien. Medicare, Medicaid/MaineCare or ERISA/private health insurance company may pay the lien. Is the medical treatment due to an accident which is the fault of another? If so, Medicare, Medicaid (MaineCare) and most Health Insurance Plans require that the beneficiary/claimant notify the plan. For example, if you broke your arm in a Motor Vehicle Accident and someone else is at fault, that person (or their insurer) would be responsible for the cost of treating your broken arm. However, it could take a while to settle and have the responsible party (or their insurer) pay, so Health Insurance Plans will usually pay the medical bills and then inform you that they have a lien on a future settlement for the bills from treating your broken arm. It is important to make sure any settlement or resolution of your claim includes settling the Health Insurance Lien as well as any other outstanding medical bills related to the accident.

Check out last week’s tidbit by clicking here: https://www.mccuelawoffice.com/personal-injury-thursdays-4


What Our Clients Say

I can't tell you how much it meant to me to have all of you on my side. When I was unsure of myself and of my circumstances. You were so kind, thoughtful and reassuring. When I was called, I got nervous to all of my questions. It was the best experience ever with an attorney and crew.


Millinocket, Maine

This Law Office offers the utmost in making a client feel comfortable and able to communicate without feeling intimidated or nervious. Kind, friendly and very professional service. I would never go anywhere else and proudly recommend this law firm.

Rochelle Waycott

Baileyville, Maine

Can't say enough not only about the professionalism of the whole office and attention to detail but the fact you make us feel we were always your highest priority even though you have many other clients. We also felt we were treated like family and never a bother. Everyone eager to please.

David Goldsmith

Bangor, Maine

I was very well satisfied with the work you had done for me, and I would highly recommend you to anyone.

David West

Steuben, Maine

I feel safe in your care. Your firm handled my case with full support of me. If in the future I need a lawyer, I will go to your firm. I also will refer my friend to you.

Darlene Kilton

Medway, Maine

I would recommend the Law Office of Carl D. McCue LLC to anyone that has a legal issue. They are compassionate, efficient and very informative.

Gail M.

Carmel, Maine

Web Design & Development © 2019 Links Web Design, Bangor, Maine | Sitemap

Website Content Copyright © 2019 McCue Law