What Do Personal Injury Settlements Cover?

In today’s blog we’ll be providing a brief overview of personal injury cases, like the ones our Bangor law firm has been handling for more than 35 years. When we sit down for our initial consultation with a potential client, they often ask “what do personal injury settlements cover?”

Of course, the settlement amount and damages are unique to each individual, but they must fall into particular damages categories in order to make the case for monetary compensation. We’ll share with you the types of personal injury cases as well as what your settlement money can cover. People are often surprised to find that personal injury settlements can cover more than just medical costs! Continue reading to learn more, visit our personal injury overview page, and if you believe you have a case, schedule a free consultation with one of our Bangor personal injury attorneys today!

Types of Personal Injury Claims

There are a wide variety of personal injury cases that range from motor vehicle accidents to medical malpractice. Our personal injury attorneys have experience with all types of personal injuries cases, and we’re happy to talk with you about the details of your case. The types of damages — or what your injuries have cost you monetarily, physically, and mentally — will depend on the type of accident and injuries you have sustained. 

Find more information on the practice areas our personal injury attorneys specialize in:

•  Auto Accident
• Traffic Accident
• Motorcycle Accident
• Truck Accident
• Medical Malpractice
• Wrongful Death

The Process

Following an accident, it’s important to consult with a qualified personal injury attorney, like the ones here at McCue Law Office. In your free consultation, we will sit down with you and discuss your situation in order to understand your case. Some of the questions we ask include:

• Whether the negligence of another person/party was involved in the accident
• The type and severity of your injuries
• Medical costs and property loss costs

After gathering information, and if we decide to take on your case, a personal injury attorney will begin independently investigating your case gathering evidence like police reports, medical records, and more. If necessary, we will also contact accident witnesses and gather statements. 

After we have the evidence necessary to build our case, we will create a demand package which involves a demand for settlement and the amount of settlement. The demand letter is reviewed by the opposing party and is a critical piece in your case and it is vital that you have a highly-qualified personal injury attorney 

Damages You Can Receive

While we’re often asked the question “what do personal injury settlements cover,” the legal language for compensation you receive is “damages.” Damages fall into two categories, economic and non-economic.

You can think of these broad categories as things that are easy to assign a monetary value to (property damage, medical costs) and damages that are less easy to quantify (pain and suffering, loss of enjoyment of life). Depending on the type and extent of your injuries, you can receive settlement money in both these categories. 

It’s important to remember that every accident — and every personal injury case — is unique. Here at McCue Law Office in Bangor, we take the time to listen to your story so that we can fully understand your case and the types of damages you may be able to receive. As always, we don’t get paid unless you do, so there is no risk in scheduling a free consultation with one of our personal injury attorneys.

McCue Law Office in Bangor

If you’ve been the victim of a car accident, medical malpractice, or any injury caused by the negligence of another person, know that you don’t have to go it alone — our personal injury attorneys are here to help. Also know that by Maine law, you only have six years to file a lawsuit against the person who injured you. Let us advocate for you so that you can focus on your recovery. 

McCue Law Office in Bangor is a small firm specializing in personal injury, bankruptcy, social security disability, workers’ compensation, and real estate. Put our more than 35 years of experience to work for you! Contact us today for a free consultation.