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Social Security Disability Insurance FAQs

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April 30, 2020

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Applying and qualifying for Social Security Disability can be a complicated process. If you’ve been trying to apply on your own and found it to be difficult, know that you’re not alone! It’s not something that is easily done by the common person. Here at McCue Law Office in Bangor, our social security attorneys know the ins and outs of Social Security Disability, and we’re here to help make the process go smoothly. We’re also here to answer any questions you may have — which is why we put together this Social Security Disability Insurance FAQ blog post! Continue reading to learn more, and if you’d like to schedule a free consultation, contact us today.

What Are Social Security Disability Benefits?

Social Security Disability Insurance (SSDI) is a program that pays monthly benefits to you, if you are disabled and unable to work. According to SSA.gov, one in four of today’s 20-year-olds will become disabled before reaching the age of 67. While we hope that you do not become disabled, know that there is a safety net available for you if you do — social security. Our Bangor law firm can help you manage paperwork, gather medical opinions, and organize witnesses for a disability hearing. Learn more about what we can do for you and contact McCue Law Office today if you’re ready to schedule a consultation.

What Medical Conditions Qualify For SSDI?

The Social Security Administration’s impairment listing manual lists several impairments, both mental and physical, that will automatically qualify an individual for Social Security Disability Benefits (SSDI). The listing manual, also called the blue book, can be overwhelming, and if you are unsure of whether or not you have a qualifying condition, our social security attorneys can help.

A few of the conditions include:

  • Musculoskeletal Problems (like back injuries)
  • Cardiovascular Conditions
  • Vision and Hearing Loss
  • Respiratory Illnesses (like COPD)
  • Immune System Disorders (such as HIV/AIDS)
  • Kidney Disease
  • Mental Disorders (such as depression or autism)
  • Cancer

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For more information on SSDI, visit our Social Security Disability Benefits page or contact one of our Bangor social security attorneys.

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How Much Does Social Security Disability Pay Monthly?

Your SSDI monthly payment depends on your average lifetime earnings prior to becoming disabled. Most SSDI recipients receive between $800 and $1,800 per month, but your payment will be based on your individual situation. Our social security attorneys are more than happy to talk with you about your potential benefit amount.

What Happens at a Disability Hearing?

Disability hearings are a way for the Social Security Administration to establish how severe and disabling your condition is. Most Social Security hearings are similar, and it is important to have a social security attorney with you at your hearing. Here at McCue Law Office in Bangor, we can not only help you through the process of applying for SSDI benefits, we can also advocate for you during a disability hearing.

At the hearing, you will answer questions about your application. These questions generally revolve around your medical conditions(s), your treatment, your past employment, and the limitations your disability places on your life. Know that the hearing isn’t about trying to prove that you’re disabled, but more of a gathering of information about your situation and whether you qualify for SSDI.

After you are questioned, your disability attorney will have the opportunity to speak on your behalf or ask you questions to help further explain your situation. Your social security disability attorney can bring expert witnesses, such as doctors, and vocational experts, like job placement professionals, who can provide information about your ability to work.

Can I work Part Time On Social Security Disability?

In general, you are able to work a part-time job while on SSDI benefits. However, your earnings can’t exceed a certain limit, set by Social Security each year. If you are unable to work your previous job or are interested in working, Social Security also has Ticket to Work programs that can help. These work incentives include:

  • Cash benefits that continue for a time while you work
  • Medicare or Medicaid benefits that continue while you work
  • Help with education, training, and rehabilitation to start a new type of work
  • Other employment support

Can I Get Both Workers’ Comp and SSDI Benefits at the Same Time?

You can, but the Social Security Administration may adjust the amount they pay you in SSDI benefits based on the earnings you’re making through workers’ compensation. If your workers’ compensation benefits end, your SSDI benefits will increase to their normal amount. It can seem confusing, but our disability lawyers specialize in both workers’ compensation and SSDI, and can help you every step of the way.

Do I Have to Apply Every Year After I Start to Receive Benefits?

Applying for SSDI can be a long and complex process, but know that you don’t have to reapply after you’ve been approved! However, the Social Security Administration will periodically reevaluate your eligibility as part of their disability regulation. The frequency of these reviews are based on the severity of your medical condition, but you can rest assured that you will never have to go through the full process of submitting a claim and waiting to hear back if you are approved.

How are SSDI Reviews Conducted?

When it’s time for the SSA to review your claim for benefits, you’ll receive a notice by mail to report for a brief interview. You will need to bring several documents to this meetings, including:

  • Information on your current medical condition and limitations caused by the condition
  • Names, addresses, and contact information for doctors or medical facilities where you’ve received treatment
  • Employer contact details for any work you’ve performed since receiving SSDI benefits

If you are concerned about your SSDI review, our disability lawyers can help with any questions you may have.

McCue Law Office Social Security Attorneys in Bangor

McCue Law Office in Bangor is a small firm specializing in personal injury, bankruptcy, social security disability, workers’ compensation, probate law, and real estate. Our social security attorneys are committed to helping you get the benefits you deserve! We always operate on contingency fees, which means we only get paid if you do. Put our 30 years of experience to work for you! Contact us today for a free consultation.

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