What is the Difference between SSDI and SSI?

Part of our Social Security Fridays series

   The Social Security Administration offers two programs that pay monthly benefits to individuals who are unable to work due to disabling medical conditions. One of them is Social Security Disability Insurance, otherwise referred to as “SSDI” or “Title 2 Benefits”. This program offers coverage paid to individuals who have enough earnings from past employment. This would be from a job in the private sector; essentially, work that is not for a governmental agency/entity. The simplified explanation of the basic difference between SSDI and SSI is that SSDI is available to individuals who have worked and earned enough money in the recent past. Individuals cannot qualify for SSDI without performing additional work and reporting additional income. Disqualification could be for a number of reasons, perhaps from lack of work experience or reported earnings. Denial could also be from work for a government entity from which Social Security taxes were not deducted, or if you have wages earned in the distant past. These people are potentially eligible for the Supplemental Security Income (“SSI” or “Title 16” Benefits) instead. The SSI program differs from the SSDI program because it is a needs based program with strict income and asset requirements. Income information pertaining to household expenses and assets will need to be provided if you are a recipient of SSI. These assets may not be worth more than a total of $2,000. This limit, however, may not include everything you have – meaning some assets may not necessarily count towards the total. Most importantly, the home that the SSI recipient lives in and one vehicle are exempt.


Review the last post for more on Social Security Disability by clicking here: https://www.mccuelawoffice.com/social-security-fridays-3



What Our Clients Say

I can't tell you how much it meant to me to have all of you on my side. When I was unsure of myself and of my circumstances. You were so kind, thoughtful and reassuring. When I was called, I got nervous to all of my questions. It was the best experience ever with an attorney and crew.


Millinocket, Maine

This Law Office offers the utmost in making a client feel comfortable and able to communicate without feeling intimidated or nervious. Kind, friendly and very professional service. I would never go anywhere else and proudly recommend this law firm.

Rochelle Waycott

Baileyville, Maine

Can't say enough not only about the professionalism of the whole office and attention to detail but the fact you make us feel we were always your highest priority even though you have many other clients. We also felt we were treated like family and never a bother. Everyone eager to please.

David Goldsmith

Bangor, Maine

I was very well satisfied with the work you had done for me, and I would highly recommend you to anyone.

David West

Steuben, Maine

I feel safe in your care. Your firm handled my case with full support of me. If in the future I need a lawyer, I will go to your firm. I also will refer my friend to you.

Darlene Kilton

Medway, Maine

I would recommend the Law Office of Carl D. McCue LLC to anyone that has a legal issue. They are compassionate, efficient and very informative.

Gail M.

Carmel, Maine

Web Design & Development © 2019 Links Web Design, Bangor, Maine | Sitemap

Website Content Copyright © 2019 McCue Law